1. Don't use the links in an email, chat to go to any web page if you suspect the message and think that it is not authenticate and you don't know the sender's name.
2. Don't ever fill the forms in email messages that ask for financial transaction. Perform financial transaction via secure website.
3. Always ensure that you're using a secure website while submitting credit card number or other sensitive information.
4. Look at the indicator near the bottom of your screen to see if it is a safe site or not. Double click it to view the security certificate. If you get any warning then don't continue.
5. Install the Web browser tool to help you protect you from fraudulent websites. Like EarthLink ScamBlocker which can be downloaded at http://www.earthlink.net/earthlinktoolbar
6. Regularly log into your online accounts to check each account.
7. If you get 'phishing' or 'spoofed' emails then,
i) forward the email to reportphishing@antiphishing.org
ii) forward the email to the Federal Trade Commission at spam@uce.gov
iii) forward the email to the 'abuse' email address at the company that is being spoofed (e.g. "spoof@ebay.com")
iv) when forwarding spoofed messages, always include the entire original email with its original header information intact.
v) notify The Internet Crime Complaint Center of the FBI by filing a complaint on their website: www.ic3.gov/
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